LEVEL / SELF-FUNDED HEALTH PLANS
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- LEVEL / SELF-FUNDED HEALTH PLANS
Level / Self-Funding 101
Level-funding (Starting at 25 members): The employer will engage in partial self–funding‚ agreeing to pay out a pre-determined monthly premium. However, unlike a fully-insured policy‚ the employer retains any unspent claim funds. This approach allows companies of 25 or more‚ to establish an excellent health plan‚ while reaping the economic benefits. Historically our proprietary level-funded plans have typically delivered savings of $2000-$2,500 per employee per year when compared to the fully-insured option.
Self–funded insurance (Typically starting at 250 members): generally less expensive as the employer assumes more risk of their plan. Some risk is mitigated by purchasing stop-loss insurance. These plans require more stringent underwriting and plan design consideration, but offer the greatest reward when the employment population is large enough to spread the risk.
Pioneering The Shift To Functional Medicine 3.0
The Impact Of This Plan:
- Proven results of reversing chronic disease and patients being taken off of "lifelong medications".
- Many patients being cured of their "mystery illnesses," such as autoimmune and complex GI issues.
- Orthopedic surgery being replaced with regenerative medicine.
- 3000% better outcomes for complex diseases like cancer at 50% of the comparable cost of conventional oncology through exclusive access to integrative, precision treatment centers.
- Drug savings beyond what any PBM or discount program can match. Our partner MSO incorporates an in-house pharmacy with their own chemists to compound specialty medications. They provides drug-free alternatives including physician grade supplements and lifestyle change guidance, and offers pharmacogenomics to identify optimally effective biosimilars - mail ordered directly to employees.
Cancer Treatment At Envita Center Of Excellence VS Other Traditional Fully-insured Or Self-funded Health Plans
88%*
Of patients reported symptom score improvement under Envita's care
90%
Of patients are one the wrong drug targets before coming to Envita.
95%*
Fewer side-effects are experienced by patients receiving precision oncology at Envita.
100%
Of patients receive precision oncology at Envita.