Level-funding (Starting at 25 members): The employer will engage in partial self–funding‚ agreeing to pay out a pre-determined monthly premium. However, unlike a fully-insured policy‚ the employer retains any unspent claim funds. This approach allows companies of 25 or more‚ to establish an excellent health plan‚ while reaping the economic benefits. Historically our proprietary level-funded plans have typically delivered savings of $2000-$2,500 per employee per year when compared to the fully-insured option.
Level / Self-Funding 101
Self–funded insurance (Typically starting at 250 members): generally less expensive as the employer assumes more risk of their plan. Some risk is mitigated by purchasing stop-loss insurance. These plans require more stringent underwriting and plan design consideration, but offer the greatest reward when the employment population is large enough to spread the risk.
The most powerful health plan ever created. Period.
We have fundamentally reimagined health care with our level and self-funded health plans. Gone are the days of mere access to care. The future of healthcare is about one thing - health outcomes, because when employees thrive, employer's health plans thrive also.
The video to the left shows how, through our partnership with Envita, we've been able to finally shift this paradigm. What was pharma-driven care confined to outdated insurance billing codes is now outcome-driven care personalized at the individual level.
The above video shows exactly what the future of level and self-funded plans will look like. By combining Envita's vast infrastructure in cutting-edge personalized medical technologies, world-class integrative physicians, and specialized healthcare services with our risk-optimized level and self-funded frameworks, NIS is able to deliver the ultimate blend of employee care and cost savings.
Download our full plan service list and see how radically different this plan truly is:
Employers who partner with us typically save over 30% in total healthcare costs and skyrocket talent attraction and retention after implementing this plan, but what we pride ourselves on more is the fact that no plan has such a powerful impact on employees and their families. Employees are able to truly optimize their health to make sure they're able to reach their highest potential, while also having peace of mind that their families have access to the best medical care in the country.
Pioneering the shift to functional Medicine 3.0
Proven results of reversing chronic disease and patients being taken off of "lifelong medications".
3000% better outcomes for complex diseases like cancer at 50% of the comparable cost of conventional oncology through exclusive access to integrative, precision treatment centers
Orthopedic surgery being replaced with regenerative medicine
Many patients being cured of their "mystery illnesses," such as autoimmune and complex GI issues
Cancer treatment at Envita Center of Excellence vs other traditional fully-insured or self-funded health plans
Drug savings beyond what any PBM or discount program can match. Our partner MSO incorporates an in-house pharmacy with their own chemists to compound specialty medications. They provides drug-free alternatives including physician grade supplements and lifestyle change guidance, and offers pharmacogenomics to identify optimally effective biosimilars - mail ordered directly to employees
